VA Construction Loan Specialist helping Veterans build in North Carolina, South Carolina, Georgia, and Tennessee.

VA Construction Loan Highlights:

Zero Down Payment – No down payment required, keeping more money in your pocket.
No Monthly Payments During Construction – Interest is built into the budget. No mortgage payments until you move in.

Interest Rate Protection – If rates drop before your home is finished, you can float down to a lower rate.

One-Time Close – Close once before construction starts—no need for a second loan later.

Buy Land & Build – Finance both the land purchase and construction in one simple loan.

Builder Gets Paid to Start – Your builder receives an upfront 10% draw at closing to begin construction immediately.

Beware of Imitators!

If a lender tells you a VA Construction Loan requires a down payment or monthly payments during construction, they are not offering a True VA One-Time Close Construction Loan.

VA loans are subject to qualification. ‘No down payment required’ is available to eligible borrowers only and may not apply in all cases. Other costs and fees may apply.

Noso Funding LLC

10700 Sikes Place Suite 330 Charlotte, NC 28277

NMLS# 1838270

NMLS Access Portal

Call Us - (980) 575-1364

Email Us - [email protected]

Noso Funding LLC is an Equal Housing Lender. We fully comply with the Equal Credit Opportunity Act (ECOA) and all other Federal regulations. All applicants applying for credit from Noso Funding LLC will never be discouraged on on the basis of race, color, religion, national origin, sex, military status, marital status, age, or because you get public assistance. All information we request is voluntary, and will be kept confidential. For more information on the ECOA, please visit:

http://www.ftc.gov/bcp/conline/pubs/credit/ecoa.shtm

We’re not here to sell you quick fixes or promise overnight approvals — because that’s not how responsible home financing works. At our core, we believe in honesty, long-term value, and empowering people with the knowledge and tools to make confident, informed decisions about homeownership. Let’s be clear: we can’t (and won’t) guarantee loan approvals, specific rates, or financial outcomes — legally or ethically. Why? Because every financial situation is unique, and outcomes depend on a variety of personal and economic factors. What we can promise is this: expert guidance, proven strategies, and personalized support built on years of experience helping thousands of individuals and families navigate the path to homeownership. Any numbers, testimonials, or success stories we share are real — but they’re meant to inspire, not guarantee a specific result. Nothing on this site (or in our conversations, emails, or services) should be interpreted as a promise of future results. Sound fair? Great. Let’s take the next step toward your homeownership goals — together.