There’s nothing quite like living in a home designed and constructed exactly to your personality, lifestyle, and tastes – a home built on your terms. That’s the power of a VA Construction Loan. Don’t let an HOA dictate the color of your front door, the style of your mailbox, or the height of your fence. Remember, with a VA Construction Loan. You’re not merely buying a home. You’re creating it.
Why Choose a VA Construction Loan?
Qualify for a VA Construction loan using One Time Close with Rate Lock Protection. Designed for Builders, Borrowers and Originators.
We offer VA Construction loans for Builders, Borrowers and Originators with numerous benefits in the form of lower costs, lower risks, reduced paperwork, and increased flexibility for site-built and factory built homes.
VA Construction Loans offer a One Closing for Construction and Permanent Financing. Borrowers do not have to re-qualify after construction is complete and make no payments during construction.
We offer VA Construction loans for Builders, Borrowers and Originators with numerous benefits in the form of lower costs, lower risks, reduced paperwork, and increased flexibility for site-built and factory built homes.
VA Construction Loans offer a One Closing for Construction and Permanent Financing. Borrowers do not have to re-qualify after construction is complete and make no payments during construction.
VA Construction Loan Highlights:
✅ Zero Down Payment – No down payment required, keeping more money in your pocket.
✅ No Monthly Payments During Construction – Interest is built into the budget. No mortgage payments until you move in.
✅ Interest Rate Protection – If rates drop before your home is finished, you can float down to a lower rate.
✅ One-Time Close – Close once before construction starts—no need for a second loan later.
✅ Buy Land & Build – Finance both the land purchase and construction in one simple loan.
✅ Builder Gets Paid to Start – Your builder receives an upfront 10% draw at closing to begin construction immediately.
Beware of Imitators! If a lender tells you a VA Construction Loan requires a down payment or monthly payments during construction, they are not offering a True VA One-Time Close Construction Loan.
VA loans are subject to qualification. ‘No down payment required’ is available to eligible borrowers only and may not apply in all cases. Other costs and fees may apply.