No Income Verification Loans are Available!

Receive a quote on a No Income Verification Loan today.

Buy or Refinance Your Home With a No Income Loan

FHA Loans

Qualify for a Home Loan without the need for income verification.

At NoSo Funding we understand that tax returns do not always give a clear picture of a borrower’s ability to repay their loan. With our No Income Verification loans, we number of other variables and no tax returns or W2s are needed.

No Income Loan Program Highlights

  • No statement or verification of income or employment are required
  • No Debt-to-Income (DTI) is calculated
  • No Tax or W-2s are needed
  • Asset verification includes 1 month of bank statements (covering at least 30 days)
  • 100% gifts are allowed for down payment and closing costs
  • Loan amounts up to $2M
  • Purchase & refinance up to 80% Loan-to-Value (LTV). Cash-out up to 75% with $750K max proceeds.

Why a No Income Loan?

With No Income Verification Loans, borrowers are qualified based upon their ability to repay using a variety of factors but no statement or verification of income or employment are needed.

Get Your No Income Home Loan Quote Now!