Qualify for a Home Loan without the need for income verification.
At NoSo Funding we understand that tax returns do not always give a clear picture of a borrower’s ability to repay their loan. With our No Income Verification loans, we number of other variables and no tax returns or W2s are needed.
No Income Loan Program Highlights
- No statement or verification of income or employment are required
- No Debt-to-Income (DTI) is calculated
- No Tax or W-2s are needed
- Asset verification includes 1 month of bank statements (covering at least 30 days)
- 100% gifts are allowed for down payment and closing costs
- Loan amounts up to $2M
- Purchase & refinance up to 80% Loan-to-Value (LTV). Cash-out up to 75% with $750K max proceeds.