VA Construction Loan Estimator

Your build, fully priced.

A VA construction loan is more than land plus construction. Enter your numbers and watch the full Total Acquisition Cost build in real time - contingency, interest reserve, and draw fees included. The same structure we use on every closed file.

1Property & Land

Land Purchase Price

Leave at 0 if you already own your land free and clear.

Land Loan Payoff

If your land has a loan on it, the payoff rolls into the new loan.

Down Payment

Optional - most eligible veterans finance 100%.

2Construction

Cost of Construction

The turn-key price from your builder.

Initial Draw to Contractor

Disbursed to your builder about one week after closing - capped at 10% of construction cost.

Builder Closing Cost Credit

Credit from your builder toward closing costs, if applicable.

3Loan Terms

Interest Rate

Enter your own rate - we don’t quote rates online. Your actual rate depends on your credit profile and a completed application.

Construction Period

Estimated Loan Amount

Draws

Draw Fees

VA Insp.

Total Acquisition Cost

Land Purchase Price$0

Land Loan Payoff$0

Cost of Construction$0

Builder Contingency (5%)$0

Interest Reserve$0

Construction Draw Fees$0

VA Inspection Draw Fees$0

Builder Credit$0

Total Acquisition Cost$0

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Estimates only - this is not a loan offer, approval, or commitment to lend. Interest reserve and fees are estimates based on the figures you enter, including an interest rate you choose. Actual loan terms, fees, and structure depend on qualification, appraisal, entitlement, and program guidelines at the time of application. NoSo Funding LLC, NMLS #1838270.